If you remember the ERC, read this.
The ERC paid once.This program can create savings every single month.
Qualifying W-2 businesses save an average of roughly $640 per employee, per year. Employees get added wellness benefits. Existing insurance stays exactly where it is.
Savings are estimates only and are confirmed after a formal eligibility and census review. No savings, benefits, or income are guaranteed.
$640
roughly average employer savings per qualifying W-2 employee per year
$1,200
roughly average annual employee net pay increase
60,000+
employees enrolled nationwide
30-60
days for most approved employers to become active
A short note from Michael
Most people got one shot at the ERC.
When it was done, it was done.
This one is different. Qualifying businesses may create ongoing monthly payroll savings.
You are not selling anything. You ask one question, run one estimate, and book a 15-minute discovery call.
Not hype. Not noise. Just a better version of a play you already understand.
- Michael Beal
What this actually is
A supplemental benefits program for W-2 employers.
This is a supplemental wellness benefits program provided through EHP / Everon. Michael Beal is an independent affiliate, not an employee or representative of EHP or Everon.
The program pairs these plan components:
It is structured to be in compliance with ERISA, ADA, ACA, and HIPAA. It runs alongside the employer's existing group health insurance and does not replace the employer's current health insurance.
Employer benefits
$640 / employee / yr
roughly average payroll savings potential
- +Roughly $640 average payroll savings per qualifying W-2 employee per year
- +No net cost, nothing out of pocket
- +Most employers enrolled and saving within 30-60 days after approval
- +Approximately 3-5 total HR hours to implement, then it runs through normal payroll cycles
Employee benefits
$1,200 / yr
roughly average annual net pay increase
- +Roughly $1,200 average annual net pay increase
- +1,000+ maintenance medications at no cost, home delivered
- +Telehealth
- +Mental health support
- +Urgent care
- +Fitness benefits
- +Existing insurance stays in place
- +Employees can opt out
ERC vs this program
You have seen this movie before. This is the sequel, not the same program.
ERC
- *One-time credit
- *Long processing period
- *Tax paperwork-heavy
- *One commission per deal
- *Window closed
EHP benefits program
- +Monthly employer savings potential
- +Usually active in 30-60 days after approval
- +EHP handles administration and plan documents
- +Monthly recurring commissions for reps
- +Open now for qualifying employers
This is a different program. ERC is not being reopened here.
Savings estimator
Run the rough math before the discovery call.
Example: 50 employees x roughly $640 average equals roughly $32,000 per year, or approximately $2,667 per month.
Rough estimated annual savings
$32,000
50 employees x roughly $640 average
Rough estimated monthly savings
$2,667
Annual estimate divided by 12
This is an estimate only. Actual results vary by employee salary, headcount, participation, plan structure, and census review. Minimum qualification is generally 10 W-2 employees. Nothing is guaranteed.
That's your number. Want in on the other side of it?
Join Michael's Rep Team60,000+
employees enrolled nationwide
Real institutions have already vetted the play.
Entire state municipalities are enrolled in this program, including school districts, universities, and hospitals across multiple states. It is not small and it is not new.
Who may qualify
Built for W-2 employers with real payroll.
The review starts with basic eligibility. The formal census review confirms the numbers.
- +10+ W-2 employees
- +Employees work 30+ hours per week
- +Employees earn $25,000+ per year
- +Employer offers qualified group health insurance
- +W-2 only, not 1099
- +Owner does not personally qualify for the plan
What reps actually do
Ask. Estimate. Book. Earn.
Ask
"Did your business ever receive ERC funds?" Then bridge to a different employer savings conversation.
Estimate
Employees x roughly $640 average.
Book
Book a 15-minute discovery call. The market director explains the program, answers questions, and handles the details.
Earn
If the business enrolls, reps can earn monthly recurring commissions.
No income is guaranteed. Earnings depend on individual effort, activity, eligibility, and completed enrollments.
FAQ
Straight answers before the call.
Next step
You already know business owners. This gives you a better conversation to have with them.
If you worked ERC, you already understand the power of making the right introduction. This is a different program, but the relationship-based play is familiar. Run the estimate. Book the call. Let the experts explain the program.
After signing up as a rep, use the Rep Training link at the top of the page and enter Michael's access code.